Should You Use IdentityIQ? (A Review From A Real User)
These days, having your information leaked on the internet is more likely than ever. Even if you’re careful with your personal information, big companies are hacked all the time- resulting in millions of people’s private information becoming public domain. For example, in 2017 Equifax was hacked resulting in one of the largest data breaches ever. According to the FTC, around 143 Million (that’s right, MILLION) people were affected. The FTC also says:
“The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people.”
The thing is, no matter how careful you are, Identity Theft is a threat to you and your family. While this threat can not realistically be eliminated, it can be prevented and resolved by staying on top of your credit report and personal records.
Interestingly, most people don’t even know that they are a victim of Identity Fraud until months after it has occured, and after the damage has long been done. In fact, IdentityForce states that 68% of victims have no idea how the thieves obtained their information in the first place!
Learning about all of this risk is what has propelled me to take action and protect myself against identity theft. After exploring the industry, I have decided to become a member of IdentityIQ’s Secure Max Plan to protect my information. Here are 5 reasons I became a member, and why I believe this company is undoubtedly one of the best in their industry:
1. One-Stop-Shop For All Your Personal Information Protection
This is debatably my favorite aspect of IdentityIQ- it covers it all! Rather than buying a service to monitor your credit report, a service to monitor your personal records, a service to monitor your social security number, a service to monitor the dark web, and insurance for identity theft, you will have access to all of those features and more through the SecureMax plan. All of your alerts and monitoring will be done in the same spot, so you can simply log in to one place and keep tabs on all of your personal information.
2. Immediate Alerts And Updates
Whatever happens with your credit or personal information- you’ll be notified right away. This includes new credit applications, suspicious activity, new accounts, dark web activity, public records, and a whole list of other items being tracked. If you are the victim of any of these types of fraud, IdentityIQ will notify you right away- allowing you to handle the situation before it gets out of hand.
3. Some Of The Highest Quality Credit Monitoring We've Seen
One thing that a lot of people don’t know about the IdentityIQ plans is how thorough and precise their credit monitoring system is. In fact, after learning how quickly it updates and how accurate it is, we have started to require most of our clients to use it!
Not only do they provide you with a new 3-bureau credit report each month, they have a ton of incredible tools to go along with it. For example, they have a ‘Credit Simulator’ tool, which allows you to make a good estimate of what your credit score will be after a certain amount of time, or after doing something like paying down a balance or closing an account. This tool is great for anyone looking to use their credit, as they can use the Simulator to know when they should apply for a loan, and which actions will have the maximum benefit on their score. Along with this, they also have a score tracker, which allows you to see how your score has changed over time, and it will even alert you when your score increases or decreases by more than 10 points in a single period.
Their robust credit monitoring system will keep you up to date on your entire credit report, and will give you the information you need in order to make informed decisions when building credit and applying for loans.
4. Identity Theft Insurance up to $1,000,000
To top the list, IdentityIQ offers an insurance policy in order to cover any costs of fraud to their members. This policy is put in place to make sure you don’t have to pay a fortune out of pocket to cover for the many costs of Identity Fraud- and they are quite generous with what they agree to cover. According to their website, this policy will cover funds stolen by electronic funds transfer, approved lawyers fees, lost wages, and all reasonable and necessary expenses associated with ID restoration.
This policy is just another step IdentityIQ has taken to be sure that their members are well-equipped to handle the growing threat of identity theft.
5. You Can Try It For A Full Week For Only $1
If you’re a bit of a skeptic (like me), IdentityIQ allows you to become a member for only $1, allowing you to get full access for a week to see if you want to continue your membership. While I don’t think you’ll want to cancel your membership after signing up, it’s nice to be able to try something risk-free before making a decision.
They have also allowed us to offer a special discount to our community- meaning that if you sign up using the button below, you’ll save $2 per month for the entire lifetime of your plan! Click below to start your trial and protect yourself and your family against identity fraud.
If you have become a victim of identity theft, here are some steps we recommend you follow immediately! Please remember that time is key, and the sooner you are able to file a report and put a freeze on your accounts, the better your chances are at making a full recovery. Stay safe!